Terms and Conditions

2.1 These Terms and Conditions apply to all offers, Subscriptions, agreements and Services of Investing Calendar and to any use of the Website, the Web Application and the Platform.

2.2 Deviations from these Terms and Conditions are only valid if expressly confirmed in writing by Investing Calendar.

2.3 Investing Calendar may unilaterally amend these Terms and Conditions. The most recent version will always apply. In case of material changes, we will inform you via the Website, by email or within the Platform. By continuing to use the Services after the effective date of the changes, you agree to the amended Terms and Conditions.

2.4 If any provision of these Terms and Conditions is void or annulled, the remaining provisions will remain in full force and effect. The invalid provision will be replaced by a valid provision that most closely reflects the intent of the invalid provision.

3.1 By visiting the Website and/or using the Services, you agree to these Terms and Conditions.

3.2 The Website and the Platform are intended solely for personal, lawful and non-commercial use, unless expressly agreed otherwise with Investing Calendar.

3.3 You are not permitted to:

4.1 To use (parts of) the Services, you must create an Account.

4.2 Upon registration you must provide correct, up-to-date and complete information. You are responsible for keeping this information up to date via your Account settings.

4.3 You are responsible for keeping your login details (username and password) confidential and for all activities carried out through your Account.

4.4 You may not share your Account with others. You may not grant others access to your Account.

4.5 If you suspect that someone else is using your Account or knows your password, you must inform Investing Calendar immediately and change your password. Until that time, you are in principle liable for any use of your Account.

4.6 Investing Calendar may temporarily or permanently block access to the Website or Services if it suspects a security risk, misuse, fraud or use in violation of these Terms and Conditions.

5.1 To use the Web Application, you enter into a Subscription with Investing Calendar. The term of the Subscription (for example, monthly or yearly) is specified during the registration or order process.

5.2 The Subscription starts on the date confirmed during the sign-up process (the "Start Date").

5.3 Monthly Subscription: A monthly Subscription is automatically renewed for successive periods of one (1) month, unless you cancel in time.

5.4 Yearly Subscription (Consumers): A yearly Subscription is entered into for twelve (12) months. After the first contract period has ended, the Subscription will, unless otherwise permitted by mandatory law and expressly stated in the offer, continue for an indefinite term and will then be cancelable on a monthly basis.

5.5 Cancellation (general): You can cancel your Subscription via your personal Account or in the manner indicated in the Web Application or on the Website. Cancellation will take effect at the end of the then-current Subscription period. To prevent automatic renewal of the Subscription period, you must cancel no later than one (1) day before the end of the current Subscription period.

5.6 Free trial period: During any free trial period of an Investing Calendar Subscription, you may cancel your trial at any time. If you cancel during the free trial, no subscription fees will be charged. To prevent the free trial from automatically converting into a paid Subscription, you must cancel the trial no later than one (1) day before the end of the free trial period.

a. If you are a Consumer and enter into the Subscription online, you generally have the right to withdraw from the agreement within fourteen (14) days after conclusion of the agreement, without giving any reason.

b. You can exercise this right of withdrawal by notifying Investing Calendar within this period by means of a clear statement (for example, by email or via your Account) that you wish to withdraw from the agreement. Investing Calendar may provide you with a (digital) model withdrawal form, but you are not obliged to use it.

c. If you withdraw from the agreement, Investing Calendar will refund any payments already received as soon as possible and in any event within fourteen (14) days after receiving your withdrawal notice, insofar as this is required under applicable law.

a. If, when entering into the Subscription, you expressly request the immediate start of the performance of the Service within the withdrawal period, you acknowledge and accept that you will already have access to and be able to use the Service during the withdrawal period.

b. Your right of withdrawal will lapse in full once:

6.1 All prices for the Services are clearly indicated in the Web Application or on the Website and are stated in United States dollars (USD). All prices exclude VAT, sales tax and any other applicable taxes. Applicable taxes are determined and added during checkout based on the information provided during the checkout process.

6.2 Investing Calendar may change prices and rates for Subscriptions. Any price change will be announced in advance, for example by email or within the Web Application.

6.3 The agreed rates remain in force during the current Subscription period. The new rate will apply upon (automatic) renewal.

7.1 To use the Services, you must provide a valid payment method (for example, direct debit, credit card or iDEAL).

7.2 Investing Calendar will charge the subscription fee monthly or yearly around the day on which your Subscription started or was renewed.

7.3 If a payment is not made (on time), you will automatically be in default. Investing Calendar may then:

8.1 Investing Calendar aims to make the Web Application available 24 hours a day, 7 days a week, but does not guarantee that the Services will be available at all times without interruption, errors or defects.

8.2 Investing Calendar may modify, improve, expand or (partly) discontinue the Web Application and the Website. Where reasonably possible, we will communicate such changes in advance.

8.3 Interruptions, maintenance work or updates may result in temporary unavailability of the Services. Investing Calendar will seek to limit such unavailability as much as reasonably possible.

8.4 If you experience a malfunction, you can contact us at [email protected]. Investing Calendar will use reasonable efforts to resolve the malfunction as soon as possible.

9.1 Investing Calendar processes your personal data in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR).

9.2 How we collect, use and protect personal data is described in our Privacy Policy, which forms an integral part of these Terms and Conditions.

9.3 These Terms and Conditions and our Privacy Policy do not apply to websites, services or applications of third parties to which reference is made via links. Use of such third-party services is at your own risk.

10.1 All intellectual property rights relating to the Services, the Web Application, the Website, the underlying software, databases, content, logos, trade names and other materials belong to Investing Calendar or its licensors.

10.2 You are granted only a limited, non-exclusive and non-transferable right to use the Services for your own personal or internal business purposes, in accordance with these Terms and Conditions.

10.3 You may not copy, modify, translate, sell, rent, sublicense or otherwise exploit the Services, software or content, unless expressly permitted in writing by Investing Calendar.

10.4 Content that you add yourself (such as data, texts or other information) remains owned by you or your licensors. You grant Investing Calendar a non-exclusive, worldwide and royalty-free licence to use this content to the extent necessary for the provision and improvement of the Services.

11.1 You use the Website, the Web Application and the Services entirely at your own risk.

11.2 Investing Calendar endeavours to provide correct and up-to-date information but does not guarantee the accuracy, completeness or timeliness of the information in the Web Application or on the Website. No rights can be derived from (potentially incorrect or outdated) information.

11.3 Investing Calendar is not liable for:

12.1 Investing Calendar is not obliged to perform any obligation if prevented from doing so by force majeure. Force majeure includes, but is not limited to: failures in internet or telecom infrastructure, cyberattacks, power outages, failures at hosting or cloud providers, government measures, pandemics, strikes, wars, natural disasters and other circumstances beyond Investing Calendar's reasonable control.

12.2 If a situation of force majeure continues for more than one (1) month, you may cancel the Subscription in writing. In that case, Investing Calendar will not be obliged to pay any compensation. You will only pay for the period during which you were actually able to use the Services.

13.1 Investing Calendar may change, suspend or terminate the Services in whole or in part, for example for security reasons, changes in legislation or business-economic reasons.

13.2 In case of structural termination of the Services, Investing Calendar will, where reasonably possible, observe a reasonable notice period and inform you accordingly.

13.3 Investing Calendar may terminate Accounts that have been inactive for an extended period of time. Where reasonably possible, we will inform you in advance.

14.1 The Website or Web Application may contain links to websites or services of third parties. This does not mean that Investing Calendar recommends or endorses such websites or services.

14.2 Use of third-party websites or services is at your own risk. Investing Calendar is not responsible for the content, availability, security or privacy practices of such third parties.

15.1 If you have a complaint about (any part of) the Services, you can submit it via [email protected] or via any complaints option that may be provided on the Website or in the Web Application. Please describe your complaint as clearly and fully as possible.

15.2 Investing Calendar will generally handle and respond to a complaint within fourteen (14) days after receipt. If a complaint is expected to require a longer processing time, you will receive an acknowledgement of receipt within fourteen (14) days indicating when you can expect a substantive response.

16.1 These Terms and Conditions, the Services and all agreements between you and Investing Calendar are governed exclusively by Dutch law.

16.2 All disputes arising out of or in connection with these Terms and Conditions or the Services will be submitted exclusively to the competent court in the district in which Investing Calendar has its statutory seat, unless mandatory law (for example, for Consumers) provides otherwise.